How to read AskRajiv guidance
AskRajiv provides general education about Ontario mortgages and real estate. An article is not an approval, lender commitment, legal opinion or tax recommendation.
Sources and dates
Article evidence records identify available source links, source-check dates, effective dates and review information. A source-check date records a check at that time; it does not promise continuous monitoring. Check the original source when an important decision depends on a current rule.
Rules and lender policies
Government rules, insurer requirements and individual lender policies are different. Guidance should identify which layer applies and explain important exceptions. Proposed changes should be distinguished from measures already in force.
Review status
Look for the named reviewer and review date on each article. Where a review is not recorded, the article should say so. A later content update does not automatically mean the reviewer has signed off again.
Examples and professional help
Examples explain a calculation or decision and are not client approvals or guaranteed outcomes. Mortgage, legal, tax, insurance and investment questions may need separate qualified professionals.
Business relationship
Rajiv Verma is a Mortgage Broker with Mortgage Architects, Brokerage Licence #12728. Consultation links may take you to his business website, SimplifyMortgage.ca. Referral professionals operate independently.