Ask Rajiv privately

What is really stopping your mortgage decision?

Start with the concern—not a perfect mortgage question. Tell Rajiv what you are trying to do, what changed and which deadline is creating pressure. He can identify the questions worth exploring before you assume there is only one answer.

Ask My Question Book a Private Strategy Discussion

I need clarity

Explain the concern in everyday language and identify what should be verified.

I need a second opinion

Ask whether another lender route or mortgage strategy may be worth reviewing.

I have a deadline

Share the offer, closing or renewal timing so urgency is visible immediately.

Your real question comes first

Give Rajiv the context a definition cannot answer.

A useful review may depend on income, credit, property, down payment, timing and lender policy. This short form helps Rajiv understand where the pressure point may be. It is not a mortgage application.

Rajiv reviews each request personally.
No answer or article is published automatically.
A, alternative/B, MIC or private possibilities are discussed only when relevant.

1. What is closest to your concern? *

Declined, credit or debt concernPurchase, offer or closing problemFirst-time home buyer planningSelf-employed or non-standard incomeRenewal, penalty or lender offerRefinance or debt consolidationRental or investment propertyPayment difficulty or urgent mortgage concernReal-estate decision or professional referralMortgage rule or lender-policy questionSomething else

2. What would help most? *

Help me understand the issueI want a private mortgage second opinionBoth: explain it and discuss my situation

3. Tell Rajiv what happenedYour question or concern *Important date or deadlineCity or Ontario areaWhat have you already been told?

4. How can Rajiv respond?

Name *Email *TelephoneBest way to respond

I agree that Rajiv Verma may contact me about this request. * Optional: Rajiv may use an anonymized version of this question for future education. Personal details must be removed, and nothing may be published automatically.

Please do not send sensitive information here.Do not include your SIN, passwords, bank or account numbers, full date of birth, credit report, tax documents or mortgage documents.

Rajiv Verma, Mortgage Broker · Mortgage Architects, Brokerage Lic. #12728 · 15 Gateway Blvd, Unit 201-4, Brampton, ON L6T 0G3 · 647.291.7116